Personal Finance DSST STudy Guide |
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The Personal Finance DSST test covers all the major purchases and financial decisions that you will make in your personal life. You'll learn about the different ways to finance a home, pay for a college education and plan for your retirement. This DSST study guide gives you detailed information and sample test questions to check your knowledge. This DSST test also covers more advanced topics such as the time value of money, stocks, taxes, 401k and IRA. Take the time to work on yourself while you are studying to test out. |
$26.95 |
ISBN: 978-1-61433-059-2 |
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DSST Credits: 3 |
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DSST Difficulty: 2
DSST Credit Type: Baccalaureate Program (Lower Division) |
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Number of Questions on the DANTES / DSST Test: 98
ACE Recommended Passing Score: 400 |
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Free Sample DSST Questions Online |
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Included in the Personal Finance DSST Study Guide |
- Inflation and the Value of Money
- Money Supply
- Time Value of Money
- The Consumer Price Index
- Personal Budgeting and Planning
- Key Budgeting Strategy
- Setting Financial Goals
- Personal Financial Statement and Net Worth
- Personal Financial Statement
- Cash Flow Management: Where Did the Money Go?
- Economic Terminology
- Secured and Unsecured Credit
- Credit Cards
- Interest Rates
- Types of Interest
- How Interest Rates Are Determined
- Institutional Loan Evaluation and Interest Rate Fixing Process Flow
- Credit Scores and Credit Reporting
- FICO Scores
- Seven Year Records
- Credit Repair
- Bankruptcy
- Too Much Credit
- Truth in Lending and The Consumer Protection Agency
- The Home
- The Process of Purchasing a Home
- The FSBO Process
- First Time Home Buyers Tax Credit
- Fixed and Adjustable Rate Mortgages
- Front Loaded Interest
- Accelerated Mortgage Pay-down Strategy
- Car Purchase
- Upside Down and Underwater
- Leasing a Car
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- Education
- Time Value of Money and Planning for Your Children’s College Fund
- Financial Aid for Higher Education
Grants, Scholarships and Fellowships
- The Federal Pell Grant
- Student Loans and Sallie Mae
- Private Loans
- Loan Forgiveness Programs
- Military Educational Benefits
- Make Your Own Scholarship
- Income Taxes
- W-2 Status
- 1099 Status
- Other Payroll Taxes
- April 15th
- Creating Wealth
- The Power of Tax Free Compounding Investment
- Establishing Financial Priorities
- Budgeting Considerations
- Life Insurance
- Liability Insurance
- Disability Insurance
- Medical Insurance
- Emergency Living Expenses
- Investing Overview
- The Risk-Reward Pyramid
- Typical Goals and Investment Vehicles
- Typical Investing Model for Success
- Personal Pension Planning
- 401k Pension Plan
- Individual Retirement Account - IRA
- Estate Planning
- Sample DSST Test Questions
- Test Taking Strategies
- What Your Score Means
- Test Preparation
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Passed both classes in one day. I took Intro to Computers and Personal Finance was able to complete 2 tests in 2 hours and earn 6 credits. -Joe F. |